Blog

The Annuity Puzzle: Creating a Reliable Income Floor in Retirement

One of the biggest fears retirees share isn’t market volatility. It’s uncertainty. Not knowing whether your money will last as long as you do can be far more stressful than watching short-term market swings. That’s why many retirement income strategies begin with a simple question: How will your essential expenses be covered for the rest of your life?

Tax Loss Harvesting: Turning Market Losses into Long Term Gains

As a financial advisor, one of my top priorities is making sure my clients pay as little in taxes as legally possible. One of the most effective ways to do that is through Tax Loss Harvesting (TLH), a strategy that can turn temporary market dips into permanent tax savings.

You Can't Control the Timing, But You Can Control the Plan

It’s easy to think that timing risk is just “bad luck.” But it’s more about resilience - building a retirement plan that can bend without breaking.

Smart Tax Planning: Avoiding Costly Mistakes with Confidence

Filing your taxes doesn’t have to be stressful, but it can get expensive if you fall into some of the most common traps.

Are Your Retirement Benefits Safe if Your Employer Faces Financial Trouble?

For many of us, employer-provided retirement benefits are a crucial part of planning for a secure future. But what happens if your employer runs into financial problems? Understanding the risks and protections in place can help you plan more confidently.

Planning to Work in Retirement? What You Need to Know

Many retirees dream of working in retirement — not out of necessity, but to stay engaged, contribute meaningfully, or even pursue a passion project. But while the idea sounds great on paper, reality often paints a different picture.