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Why Choose a Local Financial Planner?

Phoenix is a great city to live in, and all of our financial planners are proud to call it home (or second home). Because they live and work here like you do, they're familiar with all the unique benefits and challenges in Phoenix - whether that means experience as an entrepreneur, operating a longstanding local business, or raising families in this beautiful city.

Don't let an out-of-town financial planner try to sell you on their "local" status, or that by working remotely, they can still service you as well. There is no substitute for local experience with the people and economic forces here, so ask your prospective planner where they spend their time!

At Phoenix Fee-Only, we work to provide our community with unbiased financial planning and advice that helps you build and preserve your wealth and reach your goals. As fee-only financial advisors, we are compensated only by the clients we serve — never by product sales — which is how it should be. We take a personal approach and always advise you how to make the right decisions for your financial future.

We know tax issues specific to Arizona

We're experts in State Tax Planning. Our financial planners know first-hand what has worked for other companies and individuals. Here are some of the unique financial matters in Arizona that a planner from another part of the country might not be familiar with:

  • The State Tax Credits available on Arizona personal income tax for donating to schools, foster care organizations, and other qualifying charitable organizations
  • The deductibility of contributions to 529 plans. You may claim up to $2,000 each year by yourself and up to $4,000 in a married couple filing jointly.
  • Proposition 208. Arizona has one of the highest state income tax rates in the country. We can help you and your business to navigate these challenges.

We know local businesses and state employers

Local financial advisors are more likely to have expertise in the companies where you work. At Phoenix Fee-Only, we understand the employee benefit systems, career prospects, and retirement plans at major local employers, including Intel, American Express, Banner Health, Wells Fargo, Southwest Airlines, Offerpad, and Caris Life Sciences.

Additionally, we're familiar with the many state employers in Arizona - and their vast employee retirement systems - such as the ASRS Pension, Arizona State University ORP, 403(b) + 457, as well as various supplemental retirement plans (depending on your employer).

Local financial planners know where to invest in property

If you're looking at buying property, starting a business, or successful places to invest, a local financial planner can be your best source of local knowledge in the city! We have the resources and expertise to help you make an informed decision.

We know the weather - and what it means for your next windfall!

At Phoenix Fee-Only, our financial planners know from experience how all four seasons in Arizona can affect your money (something outsiders might not be familiar with!)

From seasonal homes and state residency decisions (due to our typical "snowbird" status), Phoenix Fee-Only has you covered all year round!

During Summer, many Arizonans like to escape the heat. We're set up to continue to serve you in AZ and wherever you go, through webcam, email, and phone calls. So you'll always be advised by a professional who knows what they're talking about more effectively and efficiently than having to switch to financial advisors elsewhere in the country.

Winter can be a great time to invest in real estate - and avoid the higher prices of Summer. (And who likes viewing houses in 100+ degree weather!) We'll help you find the right property for your needs and keep it safe from declining values during cooler months. Many people also go on vacation in the Winter - and decide they like it so much they don't want to go back to work again! One of our jobs is to help you achieve your ideal retirement goals, whichever season feels right to you.

We have local professional connections

The entire team of financial planners at Phoenix Fee-Only works together as a community - consulting each other, sharing notes, and often catching up during happy hours. We also have connections across a wide financial spectrum of outside professionals that include accountants, attorneys, and insurance agents, ensuring the entire process runs smoothly and without any hiccups. If you already have your team in place, we’ll work with all of them to ensure your financial plan is correct in everyone’s eyes.

Having all of your advisors come together on your behalf will result in a better financial outcome for you - and we've built many trusted professional relationships over our careers by doing just that!

Contact Phoenix Fee-Only

If you're looking for a financial planner in Arizona with the community connections, local knowledge, and state expertise to help you prepare your best financial future, then Phoenix Fee-Only is here. As your local financial planners, we can become an integral part of your journey - and we'll be with you for many years to come.